The Ripple Liquidity Hub marks an important step towards a future defined by liquidity, where businesses must be able to move into and out of various assets quickly and easily, regardless of the number of users on the platform, trading volume, or market efficiency.

XRP's history has been marked by highs, lows, and no shortage of controversy. However, XRP has also further cemented its potential as a cheaper, faster, and more efficient cross-border payment method, with a growing number of traditional financial institutions adopting it as a payment solution.

The XRP Ledger's unique features and capabilities continue to make XRP a competitive option for financial institutions and businesses looking for a fast, secure, and efficient way to process payments and trade assets.

Cash App has helped advance not only mobile payment services in general but also the larger adoption of cryptocurrencies by making it easier for people to access them. However, Cash App and countless cryptocurrencies now face new competition from FedNow, and the impacts of this development remain uncertain for both crypto and Cash App.